John Radford Net Worth, Wife, Early Life, One Call Insurance, Earnings and Salary

John Radford Net Worth is Estimated to be $50 Million in 2024. He is a British businessman best known as the owner and chairman of Mansfield Town Football Club. His business acumen, particularly in the insurance sector, has contributed significantly to his wealth. He is also recognized for his investments in sports and local businesses in Mansfield.

John Radford’s Early Life is rooted in his upbringing in Mansfield, Nottinghamshire, England, where he was born in 1965. Growing up in a working-class family, Radford developed a strong work ethic from a young age. His early experiences shaped his future entrepreneurial spirit and business acumen, leading to his success as a businessman and football club owner.

1. Family Background:

  • John Radford grew up in a humble household, and his family instilled values of hard work and perseverance. Although not much is publicly known about his family in detail, his early upbringing in Mansfield, a town known for its coal mining heritage, gave him a grounded perspective on life and business.

2. Education:

  • John Radford’s education was likely in local schools in the Mansfield area, though details about his academic background are limited. His early interest in business and entrepreneurship became apparent as he grew older, focusing on finding practical ways to succeed.

3. Early Entrepreneurial Endeavors:

  • From a young age, John Radford showed a keen interest in business and sought opportunities to work his way up. His early entrepreneurial drive led him to build One Call Insurance, a successful insurance business, which became the foundation of his wealth.

John Radford’s personal life is centered around his family and his deep involvement with Mansfield Town Football Club. Married to Carolyn Radford, who also plays a critical role in the club’s operations, they have three children together. While John Radford prefers to keep his personal life private, his passion for football and his commitment to the Mansfield community are evident in his work and philanthropy.

Family and Relationships

  • Wife:
    John Radford is married to Carolyn Radford (formerly Carolyn Still), who plays a significant role in his personal and professional life. Carolyn is the CEO of Mansfield Town Football Club, and their partnership has been instrumental in revitalizing the club. The couple has worked together to improve the club’s fortunes both on and off the field.
  • Children:
    John and Carolyn Radford have three children together, balancing family life with their professional responsibilities. The Radford family often appears at Mansfield Town events, showing their commitment to both the club and their family.

Involvement with Mansfield Town Football Club

  • Football Ownership:
    John Radford purchased Mansfield Town Football Club in 2010, bringing a new vision and financial support to the club. His personal passion for the team, combined with his wife’s leadership as CEO, has transformed the club, taking it from financial instability to becoming more competitive in the lower tiers of English football.

Philanthropy and Community Work

  • Community Engagement:
    Both John and Carolyn Radford are known for their charitable efforts and their commitment to the local community in Mansfield. They have invested in various initiatives aimed at improving facilities for the club’s fans and contributing to local causes.

Privacy

  • Private Lifestyle:
    Despite his public role as a football club owner, John Radford tends to keep much of his personal life private, focusing on his business and the club rather than being in the public spotlight for personal matters.

John Radford’s earnings primarily come from his successful insurance company, One Call Insurance, which has been a significant source of wealth for him since the mid-1990s. His ownership of Mansfield Town Football Club adds another dimension to his financial portfolio, though the majority of his income likely stems from his business endeavors rather than football.

1. One Call Insurance

  • Revenue and Profits:
    As the owner of One Call Insurance, John Radford benefits from the company’s substantial annual revenue, which is in the millions. The exact figures vary, but the company’s ongoing profitability is a major source of John Radford’s wealth.

2. Mansfield Town Football Club

  • Owner and Financial Investor:
    Since purchasing Mansfield Town Football Club in 2010, John Radford has been investing heavily in the club. While lower league football clubs generally don’t bring in huge profits, his investment in the team has boosted its value over time. His ownership of the club, combined with potential earnings from ticket sales, sponsorships, and player transfers, provides additional income, although this is likely secondary to his insurance business.
  • Salary from the Club:
    As the owner, John Radford likely does not draw a conventional salary from Mansfield Town FC. Instead, his earnings from the club would come from its overall financial success and the potential increase in value of the club.

3. Other Investments

  • Real Estate and Business Ventures:
    Beyond insurance and football, John Radford may also have other investments in real estate or smaller business ventures. While these are not as publicly discussed, successful entrepreneurs like Radford typically diversify their portfolios, contributing to their overall wealth.

4. Annual Earnings: His annual earnings are likely in the £1 million to £5 million range, with the majority coming from his role as CEO of One Call Insurance.

One Call Insurance: Services, Growth, and Community Impact

One Call Insurance is a UK-based insurance brokerage founded by John Radford in 1995. Over the years, it has grown into a well-established company offering a wide range of insurance products and services to customers across the UK.

Company Overview:

  • Founded: 1995
  • Founder: John Radford
  • Headquarters: Doncaster, South Yorkshire, England
  • Industry: Insurance (Insurance Brokerage)
  • Core Services: Car, home, van, bike, and travel insurance, along with additional products such as breakdown cover and legal protection.

Key Products and Services

One Call Insurance operates as a broker, meaning they work with a wide network of insurers to find the best possible deals for their customers. The company offers multiple types of insurance, which include:

1. Car Insurance:

  • One Call provides comprehensive, third-party, and third-party fire and theft coverage for car owners.
  • They offer competitive pricing and various features such as breakdown cover, legal protection, and the option to adjust coverage based on individual needs.

2. Home Insurance:

  • This includes buildings insurance, contents insurance, or a combination of both.
  • Policies can be tailored to cover various risks, including fire, theft, flooding, and accidental damage.

3. Van Insurance:

  • Specialized coverage for commercial and personal use of vans.
  • Includes options for comprehensive or third-party policies.

4. Bike Insurance:

  • For motorcycles and scooters, One Call offers comprehensive coverage with features like helmet and leathers protection, breakdown cover, and personal accident insurance.

5. Travel Insurance:

  • Offers single-trip and annual multi-trip policies.
  • Covers medical emergencies, trip cancellations, lost baggage, and other travel-related risks.

6. Additional Services:

  • Breakdown Cover: Available as an add-on to motor insurance, providing 24/7 roadside assistance.
  • Legal Protection: Helps with the costs of legal disputes related to accidents, property damage, and more.
  • Excess Protection: A product that covers the excess on certain claims, allowing customers to recover their out-of-pocket expenses.

Technology and Customer Service

  • Online Portal: One Call Insurance has a customer portal that allows users to manage their policies, make payments, and access documents online.
  • Mobile App: The One Call Insurance app further enhances customer service by offering easy access to policy details, instant document downloads, and quick claims reporting.
  • Telematics Insurance: One Call has embraced technology by offering telematics (black box) insurance policies, where a small device is installed in the customer’s car to track driving habits. Safer drivers can benefit from lower premiums.

Market Position and Growth

  • Reputation: One Call Insurance has grown to become one of the most recognizable names in the UK’s insurance sector, especially known for its competitive pricing. While it has garnered a strong customer base, reviews often highlight areas for improvement, such as customer service, which the company continually strives to address.
  • Growth and Expansion: Under Radford’s leadership, One Call has expanded its offerings and maintained consistent growth, allowing it to become a significant player in the UK’s insurance market.

Employment and Community Impact

  • Employment: One Call Insurance is a major employer in the Doncaster area, with hundreds of employees working in customer service, sales, and administration. The company has won awards for its contributions to local employment and economic growth.
  • Community Involvement: One Call Insurance is deeply connected to the local community. The company sponsors a range of initiatives, including youth sports teams and local charities, and has played a key role in supporting Mansfield Town Football Club, which John Radford owns.

Challenges and Successes

  • Regulatory Challenges: Like many insurance brokers, One Call Insurance must comply with the strict regulations of the Financial Conduct Authority (FCA) in the UK, which oversees the conduct of firms in the financial sector. One Call has faced challenges in maintaining compliance but continues to operate successfully in the market.
  • Customer Satisfaction: While the company is known for its competitive pricing, reviews indicate a mix of customer experiences, with some praising the affordability while others point to occasional service delays. One Call regularly updates its services and infrastructure to improve overall customer satisfaction.